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http://webisa.webdatacommons.org/6792916
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Value
http://www.w3.org/1999/02/22-rdf-syntax-ns#type
http://www.w3.org/ns/prov#Entity
http://www.w3.org/ns/prov#value
As far as making the owner's title insurance an optional line item, I can state with some certainty, based on personal experience, if you tell a consumer in a writing that something is an option they likely think they do not need it.
http://www.w3.org/ns/prov#wasQuotedFrom
sourceoftitle.com