| http://www.w3.org/ns/prov#value | - As further explained in the Official Staff Commentary to Reg B, creditors, at an applicant???s request, must consider credit information not reported through a credit bureau when the information relates to the same types of credit references and history the creditor would consider if reported through a credit bureau. 12 C.F.R. Part 202, Supp. I, 6(b)(6).
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