| http://www.w3.org/ns/prov#value | - Essentially, banks in the US now want you to be in plenty of debt. and have multiple lines of credit open, such as several credit cards, plus maybe a car loan or two, before they will give you more debt, especially for an unsecured loan such as financing like this, or a personal/signature loan (loans with no collarteral attached, unlike a mortgage, etc).
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