| http://www.w3.org/ns/prov#value | - If you want to stabilize the mortgages ??? at the bottom end of the pyramid ??? it???s pretty straightforward: get these improvident people out of whatever horrific terms they have on their current mortgages and refinance them into 50-year fixed-rate terms. (With one exception to the fixed rate: they get a lower rate at such time as they achieve 20% equity in their homes, but it doesn???t change t
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