| http://www.w3.org/ns/prov#value | - If the consumer calls the toll-free number to inquire about the credit card, the call is a consumer-initiated communication about a product or service and the credit card issuer may now use eligibility information it receives from its affiliates to make solicitations to the consumer.(iv) A consumer calls a depository institution to ask about retail locations and hours, but does not request informa
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