| http://www.w3.org/ns/prov#value | - If you make $120,000 a year, your gross income would be $10,000 per month, so your maximum payments for your housing plus the minimum payment on all other debt, such as your car, credit cards and student loans, would have to be $4,300 or less.???In addition to consulting a lender, most first-time buyers can benefit from taking a home buyer education class that helps them establish a budget and pre
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