| http://www.w3.org/ns/prov#value | - If bonds only give 3.2% p.a. now, the financial institution should not be expected to guarantee an investor more than 3% p.a. return since it has to make a profit.Any product that offers a return of above 3% p.a. will carry some risk, and is likely to include equities (stocks/shares), and/or Real Estate Investment Trusts REITs (a REIT is a hybrid between a stock and a bond as it pays dividends but
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