| http://www.w3.org/ns/prov#value | - The most familiar option to employees is a plan that uses a health maintenance organization and covers 90 percent of health care costs until the employee hits a $3,000 out-of-pocket maximum???after which health care is covered 100 percent. (The prescription drug plan is separate and requires co-pays.) On the other end of the spectrum is a high-deductible plan with a health savings account.
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