| http://www.w3.org/ns/prov#value | - (i) A closed-end consumer credit transaction secured by the consumer's principal dwelling with a transaction coverage rate, as defined in 12 CFR 1026.35(a)(2)(i), that exceeds the average prime offer rate, as defined in 12 CFR 1026.35(a)(2)(ii), for a comparable transaction as of the date the interest rate is set:
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