| http://www.w3.org/ns/prov#value | - Settlement is better than a cCH 13 provided your home or other property is not in danger if the debt is just credit cards the payment in settlement is lowwer than a CH 13 most of the time.The fees are more than BK but you will save more by far than a BK CH 13, and your credit score will increase by 60 points per item once the debt is paid reguardless of how you reach the 0 amount owed,Dennis.
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