| http://www.w3.org/ns/prov#value | - I am close to being out of debt and followed Dave Ramsey's program (google it), 1. save $1000 in CASH for emergencies (true emergency..not something is on sale emergency). 2. make a budget and assign every dollar a place to go.3. all funds left over after necessities go to paying off debt. 4. pay off all debt except house before working towards 6 months bills.If you do not watch your money and tight
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