| http://www.w3.org/ns/prov#value | - ARM above stands for Adjustable-Rate Mortgage, and this is what none other than Alan Greenspan had to say about those in February 2004:One way homeowners attempt to manage their payment risk is to use fixed-rate mortgages, which typically allow homeowners to prepay their debt when interest rates fall but do not involve an increase in payments when interest rates rise.
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