However, the notice contained no allegation of any harm to the Government as a result of petitioners?? conduct. ??After taking into account the size of the financial resources and the good faith of [petitioners], the gravity of the violations, the history of previous violations and other matters as justice may require, as required by 12 U.S.C. ?? 93(b)(2) and 504(b),?? OCC assessed penalties of $1