Directors??? Report continuedSubstantial ShareholdingsAs at 1 March 2004 the Company has been noti???ed of the following interests, other than thoseheld by the directors, of 3% or more of the issued share capital of the Company: Number of shares % heldThe Royal Bank of Scotland Group plc 6,235,308 7.26%Aviva PLC and its subsidiary Morley Fund Management Limited 4,600,413 5.36%Legal & General Inves