| http://www.w3.org/ns/prov#value | - dit-card-holders use a premium card such as gold or platinum, remaining constant since 2003. ??? As credit card usage has increased throughout the years, the 2007 study finds that debit card usage has decreased from 55 percent in 2003 to 48 percent in 2007. ??? Credit cards issuing cash back incentives were among the most commonly used in 2007 by 30 percent of all credit-card-holders, compared t
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