| http://www.w3.org/ns/prov#value | - (i) A closed-end consumer credit transaction secured by the consumer's principal dwelling with an annual percentage rate, as determined under 12 CFR 1026.22, that exceeds the average prime offer rate, as defined in 12 CFR 1026.35(a)(2)(ii), for a comparable transaction as of the date the interest rate is set:
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