| http://www.w3.org/ns/prov#value | - ORS 82.020(1) further provides that any commission, bonus, fee, premium, penalty or other charge, compensation or gratuity, whether in money, credit or other thing of value, paid by the borrower to the lender as a consideration, compensation or inducement for obtaining a loan to which ORS 82.010 applies "shall be deemed a part of the interest charged on the loan.
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