| http://www.w3.org/ns/prov#value | - of the borrower in the home property to the creditor. (c) ???No-document home loan??? means a home loan whose terms allow a borrower to establish his or her ability to repay the home loan without providing any verification of his or her income and other assets. (d) ???Prepayment fee or penalty??? means any fee or penalty imposed by a lender if a borrower repays the balance of a loan or otherwise m
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