| http://www.w3.org/ns/prov#value | - The term recipient's financial institution can, in some embodiments, include a beneficiary's bank. [0054] A transaction can include any transfer of pecuniary value, including, for example, a purchase, sale, loan, pledge, gift, transfer, delivery, or other disposition, and with respect to a financial institution includes a deposit, withdrawal, transfer between accounts, exchange of currency,
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