| http://www.w3.org/ns/prov#value | - By contrast, Alford points out, ???loans such as a mortgage payment, a student loan, or a car loan offer lower interest rates, so they don???t need to be paid off as quickly.??? In addition, ???some things like mortgages or student loans also allow you to deduct the interest on your tax return, which is a benefit you won???t find with credit cards,??? Alford says.
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