| http://www.w3.org/ns/prov#value | - It is spent on hand-to-mouth expenses, thereby guaranteeing that the borrower will be back for more,??? explains Nxumalo. ???Very few people escape from this debt cycle.???Therefore, while an organisation such as the United Nations Development Programme may promote microfinance as part of a development agenda for poorer nations, little has emerged in cities such as Bulawayo along the line of micro
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