| http://www.w3.org/ns/prov#value | - Expenses (24% interest expense, 4% legal fees, 8% property costs such as taxes, insurance, assessments and utilities)??? 43% Post-Foreclosure Expenses (21% sales commission/concessions, 2% legal fees, 20% property costs and maintenance/repairTo take a simple example, then, in a market which is currently experiencing a ???loss severity??? of 40% (of the unpaid principal balance or UPB of the loan),
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