| http://www.w3.org/ns/prov#value | - But the problem with residual markets is that the size of the market is divided among all participating carriers, diluting the overall capacity for the high risk small businesses meaning that their premiums are out-sized in comparison to their payroll ratio.This in my opinion is a short sighted view of a state's economy, and could end up further exacerbating an already delicate situation by making
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