| http://www.w3.org/ns/prov#value | - And rating agencies certified it all as safe.But regulators were part of the problem, and the bonuses were a symptom, said Ellen Seidman, a research fellow at the New America Foundation think tank and the former head of OTS from 1997 to 2001.Is it probably the case that the standards for evaluating how well people in the regulatory system were doing were not as high as they should have been?
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