| http://www.w3.org/ns/prov#value | - For example, a law known as medical loss ratio requires that 80 to 85 percent of every premium dollar goes toward members??? medical costs, while the rest covers administrative costs such as salaries, overhead and marketing.The next open enrollment period for individuals seeking coverage through the New York State of Health exchange begins Nov. 15 for plans that would take effect Jan. 1.Employers
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