| http://www.w3.org/ns/prov#value | - Do you think the banks fear losing the protection of non-dischargeability in bankruptcy? (I haven???t looked at the provision specifically, but I???m sure there is an argument to be made that obvious refinancing of student debt should be treated like originally issued student debt in bankruptcy proceedings.) It seems like it would be a lucrative market for the banks to move into, and it could save
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