| http://www.w3.org/ns/prov#value | - Observing that Huang had not alleged that any of the three situations was a possibility, the court focused on the third ??? Huang had not alleged facts showing that ???the insurer would have or should have, in good faith, accepted Zhou???s settlement offer.??? The court stated that ???an insurance company need not always cede to the demands of its insured to settle.??? Rather, ???[i]f an opportuni
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