| http://www.w3.org/ns/prov#value | - Many borrowers who take the two-step mortgage have plans of refinancing or moving out of the home before the period ends. 5/5 and 5/1 ARMs The 5/5 and the 5/1 adjustable rate mortgages are amongst the other types of ARMs in which the monthly payment and the interest rate does not change for 5 years.
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