| http://www.w3.org/ns/prov#value | - Google challenge- The competitor view of Google- The game changers ??? Square and PayPal- PayPal- Square- iZettle- The fast follower - Apple- Challengers - the best of the rest- Countering the threat of cloud-based challengers-Case study - Vodafone and Visa COUNTRY ANALYSIS OF MOBILE AND CONTACTLESS PAYMENTS- Developments by country- Case study ??? UK adoption of new forms of banking and payment-
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