| http://www.w3.org/ns/prov#value | - Karma is a bitch.In many states, mortgages are non-recourse loans, so once they have the house, they cannot go after the consumer, while in every state, credit card companies can attach wages, etc., so, rather unsurprisingly, consumers are running the numbers and making their choices.Said consumers are not spending.I am beginning to think that absent a 20-40% devaluation in the value of the US doll
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