| http://www.w3.org/ns/prov#value | - Instead the fee could not exceed $20.Ban inactivity fees, such as fees based on the consumer's failure to use the account to make new purchases.Prevent issuers from charging multiple penalty fees based on a single late payment or other violation of the account terms.Require credit card issuers to inform consumers of the reasons for increases in rates.Require issuers that have increased rates since
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