| http://www.w3.org/ns/prov#value | - In this final rule the Bureau uses its TILA section 105(a) adjustment authority to further expand the safe harbor to include certain covered transactions (those subject to the qualified mortgage definition under paragraph (e)(5), (e)(6) or (f)) that have an APR that exceeds the prime offer rate for a comparable transaction as of the date the interest rate is set by 3.5 percentage points for a firs
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