| http://www.w3.org/ns/prov#value | - SUMMARY OF THE INVENTION [0008] The invention in accordance with one aspect is a semiconductor device including a semiconductor substrate, an active region in the substrate, a first low dielectric constant insulating layer formed over at least a portion of the substrate, a second insulating layer formed over at least a portion of the first insulating layer, and a bond pad formed over the second in
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