| http://www.w3.org/ns/prov#value | - uth in Lending Act (TILA) changes to ???ensure continued consumer access to mortgage credit at fair rates and to avoid unnecessary regulatory burden and unintended consequences.??? The Fed changes, which are required under the Dodd-Frank Act, would expand TILA???s ability-to-repay requirements to cover any consumer credit transaction secured by a dwelling, other than open-end credit plans, timesha
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