| http://www.w3.org/ns/prov#value | - But the influence of federal banking regulations have made it more difficult for Virginia and other states to curb questionable lending practices, including these high-interest loans to cash-strapped consumers, said Joe Face...Payday lending, which resulted in usurious rates to borrowers and exploited them into graver financial peril, has been a runaway train since the bill allowing it was passed
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