| http://www.w3.org/ns/prov#value | - You put your life savings down [on a home in SF] and pray to [G]od you didn???t buy at the top and your family doesn???t have any life issues such as illness, injury, divorce, death, unemployment, or downswing in business, which results in you losing 60% or more of your down payment after even a 2% depreciation due to closing costs, commissions, taxes and penalties.
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