| http://www.w3.org/ns/prov#value | - alone has many advantages, it is important to realise the financial cost of independence. ???A worrying number of people do not have a back-up plan, such as income protection, which would pay out if they were unable to work.???Regardless of whether you live alone or with a partner, it is important to consider a protection policy that would enable you to carry on living in your home if the unexpec
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