| http://www.w3.org/ns/prov#value | - for nonFTHBs, the landscape is a little better...but not by much...the credit part that I mention (3-5 tradelines at least one being $5K and open for 24mths) is tossed out the window...but you still have to have good credit scores to get the loan to Value needed as well as the good rate needed.
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