| http://www.w3.org/ns/prov#value | - Whenever the available balance on your account is insufficient to pay the checks or other items being presented on your account, and if you maintain your account in good standing, we will consider, as a discretionary courtesy and not as a right or obligation, paying the overdraft along with our Overdraft Charge of $24.50 per item, up to the preauthorized overdraft limit assigned to your account.
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